What Does An Insurance Plan Look Like? 

Main Components: 

Elements

Approx. Range Amount

Most Common Amount

Maximum

$750-3000

$1500

Deductible

$25-100

$50

Percentages

%

%

Preventive/ Diagnostic

80-100

100

Restorative Basic

60-100

80

Restorative Major

0-60

50

Sample Insurance Plan

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Maximum: $1250-
this patient has up to $1250 of coverage to use on treatment 
Deductible: $50-
this patient must pay $50 out of pocket in order to use their benefits (usually triggered before coverage of restorative procedures, not preventive or diagnostic
Diagnostic/
Preventive: 100%-

this patient is covered at 100% and will pay nothing for procedures like cleanings, exams, and xrays
Restorative Basic: 75%-
this patient is covered at 75% and will pay 25% of the insurance fee (after the deductible)
Restorative Major: 55%-
this patient is covered at 55% and will pay 45% of the insurance fee (after the deductible)