What Does An Insurance Plan Look Like?
Main Components:
Elements
Approx. Range Amount
Most Common Amount
Maximum
$750-3000
$1500
Deductible
$25-100
$50
Preventive/ Diagnostic
80-100
100
Restorative Basic
60-100
80
Restorative Major
0-60
50
Sample Insurance Plan
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Maximum: $1250-
this patient has up to $1250 of coverage to use on treatment
Deductible: $50-
this patient must pay $50 out of pocket in order to use their benefits (usually triggered before coverage of restorative procedures, not preventive or diagnostic
Diagnostic/
Preventive: 100%-
this patient is covered at 100% and will pay nothing for procedures like cleanings, exams, and xrays
Restorative Basic: 75%-
this patient is covered at 75% and will pay 25% of the insurance fee (after the deductible)
Restorative Major: 55%-
this patient is covered at 55% and will pay 45% of the insurance fee (after the deductible)
